HANDLING FINANCES IN THE HOME – PART 2

7 Jul 2026
Day 25
Proverbs 10:22

Yesterday, we explored two key principles for achieving financial peace in the home. First, we discussed the importance of seeing God as your limitless source, always able to meet your needs. Second, we emphasised the need to handle finances together, as unity fosters blessings, which in turn bring enduring wealth and peace. Today, we will examine an additional principle.

Effective Money Management

Effective resource management addresses issues of scarcity. To manage resources well, it’s crucial that both of you adopt a stewardship mentality. As illustrated in Matthew 25:14, “... who called his own servants and entrusted his possessions to them.”

This scripture reminds us that God is the ultimate owner of all things, and we are merely stewards. To be a faithful steward, it’s important to understand the distinction between possession and ownership. For example, if I entrust you with my car while I’m out of town, you have possession of it, but you do not own it unless I transfer the ownership title to you. I can reclaim the car upon my return, and while you can use it, it remains mine. Similarly, with earthly goods, no one arrives in the world with anything or departs with anything. Everything you have is acquired and is a blessing from God due to His favour.

Stewardship refers to the responsible management and care of resources entrusted to an individual or organisation. It involves making thoughtful and ethical decisions to use, preserve, and enhance these resources for their intended purposes and for the benefit of others.

Financial stewardship is, therefore, efficient management of financial and material resources at one’s disposal. As believers, it is efficiently managing the resources God commits to us for our personal use and the advancement of His kingdom. It is a duty, and the quality of our stewardship depends on acquiring a relevant and adequate understanding of how to efficiently manage the resources.

Stewardship is rooted in the principle that resources are entrusted to us for a purpose, and we are accountable for how we manage and utilise them. Therefore, ultimately, you will be accountable for how you manage these blessings. The following scriptures attest to this fact.

  • Psalm 24:1 The earth is the LORD'S, and the fulness thereof; the world, and they that dwell therein.
  • Psalm 50:10 -12 For every beast of the forest is mine, and the cattle upon a thousand hills... for the world is mine...
  • John 3:27 A man can receive nothing, except it be given him from heaven.
  • 1 Tim. 6:7 “We brought nothing into this world”

 

Stewardship is service and key to financial empowerment; therefore, the starting point to unending prosperity is financial stewardship.

The purpose of kingdom wealth is for advancement of God’s kingdom, and giving towards kingdom advancement endeavours from resources committed into your hands is the primary purpose of kingdom wealth.  Zech.1:17 …Thus saith the Lord of hosts; My cities through prosperity shall yet be spread abroad...

Serving God and the interest of the kingdom with resources He blessed us is a vital key to faithful stewardship. 1 Chr. 29:3 Moreover, because I have set my affection to the house of my God, I have of mine own proper good, of gold and silver, which I have given to the house of my God, over and above all that I have prepared...

For instance, Solomon built the Temple from resources God made available to him.

2 Chronicles 2:1 - 5:1; 2 Chronicles 8:16

It is serving the interest of the kingdom that attracts benefits such as:

•           Favour with God – Psa. 102:13-15

•           Prosperity for generations is secured – Psa. 112:1-3/9-12

•           Endears us to God – Luke 7:1-6

•           Empowers us to keep flourishing like the palm tree, thereby eliminating dry seasons – Psa. 92:12-15

Adopting a stewardship mentality will guide you in managing money with a sense of responsibility and accountability to both God and each other. As emphasised in Ephesians 5:21, submitting yourselves one to another in the fear of God.

 

CALL TO ACTION:

•           Adopt a stewardship approach to managing your finances as a couple.